Simplify Your Lease and Loan Administration
Whether you’re leasing new equipment or applying for a business loan, navigating the paperwork can be overwhelming. At Navigata365, we simplify the process by helping you interpret the terms, set everything up correctly in your accounts, and ensure repayments and obligations are accurately tracked. No confusion, no costly surprises, just clear, confident financial decisions.
Confidently Manage Your Business Leases and Loans
We help you navigate what information and documents that are required to correctly setup leases and loans into your accounts without feeling like you need a finance degree. Whether it’s a business car lease, equipment finance, or a long-term loan to expand your business, we’ll help you track it properly from day one.
Key benefits
- Understand what documents are needed for processing your lease or loan
- Get everything recorded correctly in your accounts
- Repayments and interest tracked automatically stay compliant and audit-ready without lifting a finger
- Finally feel confident with the financial commitments your business is making
Why choose us?
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Clarity from Day One: We break down complex lease and loan agreements into clear, easy-to-understand steps.
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Accurate Setup: Ensure all financial agreements are correctly recorded and integrated into your accounting systems.
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Compliance and Confidence: Avoid costly errors and stay fully aligned with financial and tax obligations.
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Tailored Support: Navigata365 offer customised solutions to suit your business needs.
Finance Coded As An Expense Overstates Your Costs
Equipment finance is one of the most consistently miscoded items in small business books. A repayment is not an expense. Part of it repays what you borrowed and part of it is interest, and only one of those belongs in your profit and loss. Coded in full as an expense, your costs are overstated, your profit is understated and your balance sheet does not show what you owe.
How Leases And Loans Get Handled
Set up once, correctly, and then it runs without anyone thinking about it.
Split at the source.
Repayments separated into principal and interest automatically rather than by hand each month.
The liability on the balance sheet.
What you still owe is visible, which matters when you are deciding whether to take on more.
The asset recorded.
Financed equipment appears as an asset rather than vanishing into expenses.
End dates tracked.
When each agreement finishes, so a payment that should have stopped does not keep going.
Common Questions About Equipment Finance
Does the type of finance change the treatment?
Yes. Different arrangements are treated differently, and the paperwork determines which one you actually have rather than what it is commonly called. We work from the agreement, and where the treatment is genuinely borderline we confirm it with your accountant.
What if this has been coded wrong for years?
It is correctable. We establish what was actually recorded, work out the effect, and fix it going forward with your accountant handling any adjustment to prior returns.
What our clients say
Verified reviews from our Google Business Profile.
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Best decision ever !! I stopped spending time on paperwork ... gave it all to Fiona .. and now I can concentrate on growing my business. Thanks so much to Fiona and her team I can spend more time with Family & Friends :) and run a paperless business :)
Glenn Adams11 months ago -
Engaging the services of Fiona and her team at Navigata365 at the beginning of COVID was the best thing we could have done. Fiona has guided our 2 businesses through some really tough times and has recently helped us set up a 3rd business. She is always on top of deadlines and we never have to worry about a thing. I cannot recommend highly enough.
Sharon Knott2 years ago -
It is a great pleasure to provide a review of Fiona Battersby and her business Navigata365. We have worked together for approx 5 years and during that time our bookkeeping has been carried out brilliantly. We have benefited from very good advice from Fiona about managing our accounts. It is rare to get a bookkeeping business with the level of service and competence that Fionas staff consistently provide. A big thumbs up from Us!!
Martin Speller2 years ago -
Nothing but great things to say about Fiona and team, first time business owner here and Fiona and team are brilliant to work with I really feel like she has my best interests at heart.. cannot recommend enough super team … here is to many many more years together
Shaun Oneill2 years ago -
Fiona and her team got me out of a really tight spot with some ATO obligations I was fumbling around with in a timely and super professional manner. They explained everything to me so I don't screw it up again. Thank you team :)
Tracy Koppa year ago
